Premium Orchestration

Move premiums with precision across complex placement structures.

Vitesse helps wholesale brokers manage premium flows from retail brokers through to carriers, MGAs, and reinsurers with real-time visibility, controlled allocation, and full auditability.

Built for complex wholesale placements

Premium orchestration designed for multi-party distribution.

Real-time view across placements

Track premium receipts from retail brokers and monitor balances by contract, market, currency, or producing broker. Replace fragmented bordereaux tracking with consistent, real-time reporting for reconciliation and audit.

Allocation at speed

Distribute premiums across carriers, MGAs, and reinsurers based on placement structures. Automate splits, handle multi-currency flows, and manage layered or subscription placements without manual intervention.

Connected to downstream obligations

Wholesale brokers often manage funds that support claims or delegated arrangements. Vitesse ensures funds are correctly structured and available to meet obligations, reducing delays and operational friction.

Our premium orchestration solution

One global system of record for premium and claim fund management

Vitesse simplifies how wholesale brokers receive, hold, and distribute premiums across complex placement chains. Segregated accounts. Configurable allocation logic. Full transparency across all stakeholders.

Track premiums globally

Aggregate premiums from multiple retail brokers across 26+ currencies. Structure funds by placement, carrier, or geography, with clear visibility into timing, source, and expected allocation.

Allocate with precision

Apply placement-specific rules to split premiums across markets, retain brokerage and fees, and forward net premiums to carriers and partners. Support subscription placements and reinsurance structures with full traceability.

Generate interest

All premiums held with Vitesse are managed as a unified liquidity pool across programs, enabling operational agility and timely fund availability in an interest-bearing environment.

Share view with stakeholders

Provide carriers, MGAs, and partners with controlled access to relevant accounts and transactions. Ensure transparency without losing control of funds or data.

Execute movements at scale

Process high volumes of premium allocations and payments efficiently through bulk uploads, API integration, or automated workflows.

Protect your premiums

Premiums are held in segregated accounts with tier-1 banking partners, ensuring safeguarding, clear ownership, and regulatory compliance.

One platform, multiple use cases

Built for wholesale brokers managing premium flows at scale

Wholesale Brokers

Receive premiums from retail partners into segregated, program-specific accounts. Retain reserves, distribute commissions, and remit net premiums to carriers with full audit trails and real-time visibility.

Delegated Authority and Coverholder Operations

Hold and allocate premiums under binder or coverholder agreements. Retain claims funds to delegated thresholds, remit net premiums to capacity providers, and provide auditable reporting that meets Lloyd's and carrier oversight standards.

Program Managers

Administer premiums across multiple capacity providers in one platform. Segregate funds by carrier share, automate quota-share distributions, and deliver consistent reporting to every market participant simultaneously.

Multi-Market Wholesale Brokers

Place risks across Lloyd's syndicates, London company market, and international carriers from a single premium hub. Manage multi-currency flows, consolidate settlement across markets, and give each capacity provider visibility of their share.

Want to learn more?

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